MakeWebsite.Fast

Finance Website Speed Benchmarks 2025

Performance benchmarks for banking, fintech, and financial services websites. Compare your financial platform against security-conscious industry standards.

Avg. LCP
3.5s
Target: 2.5s
Avg. CLS
0.12
Target: 0.1
Avg. INP
290ms
Target: 200ms
Avg. TTFB
780ms
Target: 800ms
Passing CWV
38%
Target: 75%
Avg. Lighthouse
52
Target: 90

Top Performers in Finance & Banking

WebsiteLighthouseLCPTest
#1Stripe
911.4sTest
#2Square
781.9sTest
#3PayPal
652.5sTest
#4Chase
553.0sTest
#5Bank of America
483.4sTest

Key Insights for Finance & Banking

  • Fintech companies significantly outperform traditional banks in web performance.
  • Security scripts and compliance requirements add overhead but can be optimized.
  • Form-heavy pages (applications, transfers) need careful INP optimization.
  • Trust signals and security badges should load without causing CLS.
  • Mobile banking apps have set high UX expectations for web performance.

Optimization Recommendations

  • Optimize security script loading - defer non-critical security monitoring
  • Use async loading for fraud detection scripts
  • Implement optimistic UI updates for transactions
  • Reserve space for trust badges and security indicators
  • Pre-populate form fields from session data to reduce typing interactions
  • Consider edge authentication to reduce TTFB for logged-in users

Frequently Asked Questions

How do compliance requirements affect website performance?+

Compliance scripts (fraud detection, session monitoring, security headers) add overhead but can be optimized. Load security scripts asynchronously where possible, use minimal inline scripts for critical security checks, and leverage edge computing for compliance processing.

Why do fintech sites outperform traditional banks?+

Fintech companies are technology-first, with engineering teams that prioritize performance. Traditional banks often have legacy systems, multiple vendor integrations, and stricter change management processes that slow optimization efforts.

Is it safe to defer security scripts for performance?+

Critical security scripts should load synchronously, but many monitoring and analytics scripts can be deferred. Work with your security team to categorize scripts as critical vs. non-critical. Never defer authentication or session validation.

Test Your Finance & Banking Website

See how your site compares to these industry benchmarks with a free speed test.

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